Plain quercetin powder: $8–12/month for 500 mg capsules (60 count). You absorb 5–10%, so effective cost is $80–240/month. Phytosome: $18–28/month for 250 mg capsules (60 count). You absorb 30%, so effective cost is $60–93/month [3]. Over a 12-week allergy season, phytosome saves $60–180 in wasted supplement [3].
Dihydrate salt form (middle ground): $12–18/month, absorbs 12–18%, effective cost $67–150/month [9]. If you have mild allergies and want to save money, dihydrate is reasonable. If you have severe seasonal allergies or chronic urticaria, phytosome's faster onset (3–5 days vs. 10–14 days) justifies the extra cost [3].
Insurance rarely covers quercetin (it's a supplement, not a drug), so you pay out-of-pocket [9]. Compare to antihistamine pills (cetirizine $5–8/month, fexofenadine $10–15/month) [9]. Quercetin phytosome costs more upfront but has fewer side effects and works through a different mechanism, so combining them is safe if one alone doesn't work [9].
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Buy quercetin phytosome in bulk (3-month supply) from reputable brands (Thorne, Designs for Health, Integrative Therapeutics) to get 15–20% discounts. Look for third-party testing seals (USP, NSF, ConsumerLab) to ensure you're getting real phytosome, not plain powder relabeled [9].